Rolls-Royce is one of the most premium and expensive cars in the world. Its price is so high it’s not affordable for everyone. But did you know that you can also buy a Rolls-Royce by taking a loan from the bank? Let’s learn more about it in detail. Rolls-Royce sells four cars in the Indian market. These include the Rolls-Royce Cullinan, Ghosts, Phantom, and Spectre. Among these, the Rolls-Royce Ghost is the most affordable. Let’s break down its on-road price, EMI, and down payment details. The on-road price of the Rolls-Royce Ghost in the capital city, Delhi, is around ₹8 crore. However, instead of paying the full amount, you can also take a loan from a bank or finance company. If you make a down payment of ₹2 crore for the Rolls-Royce Ghost. Suppose you take a loan for 4 years at an interest rate of 9.8%, you will have to pay around ₹15 lakh as EMI every month. However, most celebrities import Rolls-Royce cars from abroad, which means they also have to pay custom charges on them. In addition, the on-road price of Rolls-Royce cars may vary depending on the city. Also, different banks and finance companies offer car loans at varying interest rates. Rolls-Royce cars are known for their unique hand-painted designs. You can customise these cars according to your preferences. As for the Rolls-Royce Ghost, it is a 5-seater car. It comes with a powerful 6750cc engine that generates 570 PS of power and 1500 Nm of torque. The engine is paired with an automatic gearbox. The car has a top speed of 250 km/h and can accelerate from 0 to 100 km/h in just 5 seconds. Speaking of the features of the Rolls-Royce Ghost, it comes with front and rear electric adjustable seats, height-adjustable driver seat, front and rear fog lights, alloy wheels, rear cup holders, and safety features such as child safety lock, anti-theft alarm, multiple airbags, traction control.